Skip to main content
Call +255 677 113 485Dial *149*46*13#
Regulated by the Bank of Tanzania

Personal loans, without the wait.

Satisfied customers
150,000+Satisfied customers
Branches nationwide
20Branches nationwide
Average wait time
10minAverage wait time
Regions of Tanzania
14Regions of Tanzania
Lending ever since
2013Lending ever since

Our loans

Personal loans. Both unsecured.

Private & Government Workers

Salary Advance

FromTZS 50 000+

Terms1 month
AmountBased on your salary
SecurityNone

I want to learn more

Bank Employees

Check Me Back

FromTZS 100 000+

Terms1 – 7 months
AmountBased on your salary
SecurityNone

I want to learn more

Nationwide

From Arusha to Mtwara, we're already near you.

Ultimate Finance has 20 branches in 14 of Tanzania's regions, with the head office in Dar es Salaam. Shaded regions have at least one branch.

Regions we serveBranchHead officeBoundaries: Natural Earth, public domain

20 branches across 14 regions – each with its own direct phone number and a team that knows your town. Bring your National ID, work ID, two pay slips and two bank statements to any branch – and leave with your answer.

Get started

Ready when you are.

Bring your National ID, work ID, two pay slips and two bank statements to any branch – and leave with your answer.

No smartphone? Dial *149*46*13# from any phone.

Find a branch

Twenty branches in fourteen regions.

Your location is only used on your phone to sort branches – it is never sent anywhere.

See all branches – map and opening hours →
How applying works

One branch visit. About 10 minutes.

  1. Step 1Bring your documentsNational ID, Work ID, pay slips and bank statements for the last 2 months.
  2. Step 2Complete the applicationAt any branch – every charge is on the form before you sign.
  3. Step 3Credit checkAssessed against your monthly salary, on the spot.
  4. Step 4Money in handCash at the counter, or a transfer on its way.

Your rate and instalment are quoted at the branch, in writing, before you sign – with no obligation to take the loan.